Everything that touches your money, kept in one ledger — accounts, transactions, budgets, investments, loans, receipts, and the templates that make logging any of it fast.
The core ledger: what a transaction is, and every shape it can take.
Every account, currency, and card in one place, with cutoff dates, overdraft limits, and balance alerts — minimum balance and minimum average balance included.
Categorize spend, income, and transfers, with fees, cashback (upfront or received later as its own transaction), tips, and split payments handled at the line-item level. Link a transaction to a transfer, a split, or a refund — converting one to a refund keeps it out of both your spending and your income.
File a single transaction under more than one category at once — a traffic fine can sit under both Car and Fines.
Move money between your own accounts, with fees and exchange rates tracked separately from spend.
The same as an internal transfer, with a purpose field — money leaving your accounts entirely counts as spend.
Budgets and subscriptions that carry over the way you actually want them to.
Set a one-time or recurring budget, choose whether leftover money carries over or moves to savings as pending, and decide whether an overdraft carries over or resets.
Track fixed or dynamic-amount subscriptions with an end date, so renewals don't catch you off guard.
Profit tracked separately from principal, and debt that doesn't need its own app.
Record a valuation method and exit fees for each investment account, and keep principal separate from profit — only actual gains count as income. When there's investment income in the same account and period, fees come out of that income instead of counting as spend.
Interest and due dates sit alongside your everyday accounts, not in a separate app.
From a scanned barcode to the best price you've ever paid for it.
Search by barcode or product name, or scan a receipt to see your last price paid or the lowest price this month, along with where and when.
Keep a local or shared shopping list that prices itself against what you last paid.
Share an SMS bank alert or an email receipt straight into the app to log an expense — no retyping required.
Keep a registry of discount codes (a 15%-off code for a specific store, for example) and a running record of the best price you've ever paid for anything you buy.
Logging a fill-up or a dinner split should take one tap, not a form.
Amount, location, category, and discount — the fastest way to log an everyday expense.
Everything in a simple purchase, plus the scanned receipt and its line items.
Adds tip and split, on top of the receipt and its line items.
Tracks car type and odometer alongside the transaction.
Everything in the Car template, plus fuel quantity.