Always free.


Not a free trial, not a free tier — the ledger itself doesn't cost anything, and it's built to stay that way.

Knowledge gives us power in every part of our lives. Knowing what you spend, what you earn, and what your investments actually return gives you the power to plan — and to make decisions that fit your own goals, so you can enjoy life today without compromising it tomorrow. I want everyone to be able to track their own finances and understand where they stand, and through that, make progress — not just financially.

The commitment

To support that, I commit to always offering MoneyTracker for free:

  • ✓No adsNothing in the app is sold to advertisers, and nothing ever will be.
  • ✓No selling of customer dataNot to advertisers, not to anyone — and no similar practices, either.
  • ✓No mandatory purchasesMoneyTracker will never require you to buy additional services or a subscription to be useful.

MoneyTracker may offer optional extension points for connecting paid third-party services you arrange yourself — your own cloud storage for backup, say, or your own AI service for automated receipt analysis. Nothing here is sold or bundled by MoneyTracker itself; these are always optional, never required, and as far as it's feasible, I won't restrict them to a single provider. You choose not just whether to use one, but which one.

Why I'm doing this

I built MoneyTracker for myself, and I'll keep maintaining it — whether it ever has other users or not. I don't intend to monetize the people who use it.

— Jan Nitecki

That said, if MoneyTracker is useful to you, buying me a coffee or sponsoring the project is always welcome — but never expected.